Appraisal services for Naples and Collier County homeowners

The top reasons FL homeowners need Metro Appraisals:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Own a house in or near Naples, FL and need help determining the value of it?
Contact Metro Appraisals.

At Metro Appraisals, we understand the unique needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate industry that probably doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Metro Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Metro Appraisals is experienced in helping consumers just like you get rid of unnecessary PMI insurance.

Challenge Collier county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties close to yours. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Metro Appraisals is your perfect weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Metro Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned professional double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Metro Appraisals offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Metro Appraisals can help with that too. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.